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Home > Residential Customers > Products & Services

Power Card

  OPPD PowerCard Visa

The OPPD PowerCard Visa Credit Card

OPPD has teamed up with First National Bank of Omaha to create a product that saves you money and helps our community - the OPPD PowerCard Visa.

When you're approved, you'll receive:

  • Introductory 0% APR1 good on all purchases and balance transfers for the first 6 billing cycles after your account is opened. See the Summary of Credit Terms for additional details.
  • A $10 rebate on your OPPD utility bill upon approval3
  • No annual fee
  • 1% rebate (up to $500 per calendar year) on all qualifying purchases, to be applied to your OPPD utility bill4
  • Worldwide acceptance
  • $100,000 travel accident insurance2
  • The option to consolidate your higher-interest credit cards
  • Up to 25% discounts at select leading car rental companies2
  • Online access to your account at www.firstnational.com

Just by using your card, you'll reduce your OPPD utility bill. (Maximum rebate of $500 per year.) 4 But the great thing is, you will also be supporting the Energy Assistance Program (EAP). OPPD began the EAP in March 1988 to help disadvantaged families pay energy-related expenses. The program has distributed over $950,000 since its inception, helping an average of 400 families a year.

Please note that in order to keep this great rate, you must make payments when due, stay within your credit limit, and not have any payments dishonored for any reason. We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms.

A balance transfer fee of 3% of the transaction, with a $10 minimum, will be applied to each balance transfer with this offer.

Payments will be allocated to lower APRs first. Please note the introductory rate does not apply to cash advances.

Apply now online!

(Opens in new window on First National Bank's website)

 

1 For additional information about Annual Percentage Rates (APRs), fees, and other costs, see the Summary of Credit Terms.
2 Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

3 If approved, you will receive a $10 rebate coupon with your new OPPD credit card that may be applied to your OPPD utility bill.
4See the Rewards Terms and Conditions in the Summary of Credit Terms.

 

Surge Protection

OPPD's Residential Whole-House Surge Guard Protection can prevent damage to your electronic equipment. It's backed by a $50,000 repair or replacement warranty.

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